In these days of austerity in addition to relative anxiousness about getting debt, many people balk up against the idea of using a credit card in order to make acquisition of merchandise or maybe pay for any gift giving occasion, preferring, instead only to rely on this tried and trusted way of making transaction - hard cash. However, if you possess the cash available to make the purchase in full, then, paradoxically, that's the best time for them to use the credit cards for several causes.